Pay Less
Earn More
Morph Pay combines your fiat and crypto in a single, powerful ecosystem - earn top-tier interest, tap into exclusive benefits, and spend freely across the globe.
Welcome to the future of finance.
Morph Featured on
Key Features ofMorphPay
All-in-one Account
One unified interface for all your crypto and fiat finances. Simplify how you bank, invest, and spend.
High-Yield Ecosystem
Turn your balance into passive income with up to 30% interest rates that pay for your daily expenses.
Frequent Airdrops
Send and spend in multiple currencies, including EUR, USD, CHF, and RMB with no hidden fees.
Multi-Card Account
Manage multiple cards in one platform for flexible spending and unique benefits.
MorphPayCards
Spend, Earn, and Grow—All in One Place
- Swiss IBAN account
- Instant virtual card
- Flexible rewards options
- Exclusive deals
- More cards are on the way.
- Stay tuned.
UnlockMorph
PayRewards
Get your Morph card to unlock exclusive perks like Morph Points and airdrops from top projects in our ecosystem.
HowMorphPay
Works
01
Sign up
Create your Morph Pay account, add funds, and pay effortlessly anywhere you go.
02
Start paying
Native support for Google and Apple Pay Add your card and start spending in seconds.
03
Let Yield Pay the Bill
Let your high-interest returns offset your daily expenses.
Pay what you see.
NO ANNUAL FEE.
Enjoy zero annual fees and no charges on USD transactions. Spend confidently and transparently, wherever you go.
Your Money,
Your Control
Maintain complete control of your assets with self-custody and direct management of your funds. No middlemen, just you and your money.
